Category Archives: Spare Change
Dad was Right: Money Doesn’t Grow on Trees
By Julie Ann When you hear the phrase “Money doesn’t grow on trees,” more than likely one person comes to mind: Dear Ole Dad. In general, fathers are full of good advice concerning money and finances. In honor of Father’s
Dad was Right: Money Doesn’t Grow on Trees
By Julie Ann When you hear the phrase “Money doesn’t grow on trees,” more than likely one person comes to mind: Dear Ole Dad. In general, fathers are full of good advice concerning money and finances. In honor of Father’s
Road Trippin’ 101
By Julie Ann A few months ago, I set out on a 1,800-mile, three-day road trip to relocate from New Mexico to Oregon. After numerous wallet-deflating gas station stops, (what felt like) hundreds of fast food cheeseburgers, two motels and
Road Trippin’ 101
By Julie Ann A few months ago, I set out on a 1,800-mile, three-day road trip to relocate from New Mexico to Oregon. After numerous wallet-deflating gas station stops, (what felt like) hundreds of fast food cheeseburgers, two motels and
A Month-by-Month Plan to Better Finances
By Julie Ann There’s no better time than the beginning of a new year to take a good look at your finances and make a money plan for the next twelve months. Here are 12 easy steps, one for each
A Month-by-Month Plan to Better Finances
By Julie Ann There’s no better time than the beginning of a new year to take a good look at your finances and make a money plan for the next twelve months. Here are 12 easy steps, one for each
Shop for Single!
It’s a good too easy to refuse We’ve just signed up with iGive.com and would like to ask our readers to sign up as well and select On My Own Now Ministries, our publisher, to benefit from your online shopping.
Shop for Single!
It’s a good too easy to refuse We’ve just signed up with iGive.com and would like to ask our readers to sign up as well and select On My Own Now Ministries, our publisher, to benefit from your online shopping.
Thrift vs. Tack: How Low will You Go to Save Money
by Julie Ann In the last post of Spare Change, we discussed thrift verses theft—the fine line between being thrifty and essentially stealing products or services to save a dime. But that’s not the only line you have to steer
Thrift vs. Tack: How Low will You Go to Save Money
by Julie Ann In the last post of Spare Change, we discussed thrift verses theft—the fine line between being thrifty and essentially stealing products or services to save a dime. But that’s not the only line you have to steer
Thrift vs. Theft: What Are You Justifying to Save Money?
By Julie Ann Have you ever been to a restaurant with a friend and watched him stuff his pockets with ketchup packets so he wouldn’t have to buy his own bottle? Maybe you’ve known a girl that buys a fancy
Thrift vs. Theft: What Are You Justifying to Save Money?
By Julie Ann Have you ever been to a restaurant with a friend and watched him stuff his pockets with ketchup packets so he wouldn’t have to buy his own bottle? Maybe you’ve known a girl that buys a fancy
Charities at Christmas: Desperately Seeking Donations
by Julie Ann ‘Tis the season for giving! Oh and not just those pretty shiny presents under your twinkling tree. It’s a key time of the year for charitable giving as well. With the holiday-giving spirit in people’s hearts
Charities at Christmas: Desperately Seeking Donations
by Julie Ann ‘Tis the season for giving! Oh and not just those pretty shiny presents under your twinkling tree. It’s a key time of the year for charitable giving as well. With the holiday-giving spirit in people’s hearts
In this Economy Rent EVERYTHING!
By Julie Ann In this Economy Rent Anything and Rent Everything A few weeks ago I was walking downtown with a friend. As we passed several people with their dogs, we began having a discussion about how we would like
In this Economy Rent EVERYTHING!
By Julie Ann In this Economy Rent Anything and Rent Everything A few weeks ago I was walking downtown with a friend. As we passed several people with their dogs, we began having a discussion about how we would like




